The National Council of La Raza (NCLR)—the largest national Hispanic civil rights and advocacy organization in the United States—created the NCLR Homeownership Network (NHN) in 1997 to increase and maintain Hispanic homeownership through pre-purchase housing counseling.
Today, NHN consists of 51 affiliated nonprofit community-based organizations, providing all forms of housing counseling and group education services. Operating in more than 20 states and 40 real estate markets, NHN reaches more than 60,000 families annually.
The NHN housing counseling model emphasizes one-on-one counseling, where trained counselors work with low-income families over a period of time to help them become mortgage-ready. More recently, with the onset of the financial crisis, counselors have also focused on helping families resolve mortgage delinquencies with the best possible outcome. NHN Affiliates help their clients identify barriers and establish short- and long-term goals that will allow them to achieve their desired outcome.
Organizations are incorporated into NHN based on an annual application process that evaluates the quality of services provided, program history, and the need for housing counseling services in the area. Once incorporated, NHN agencies receive operating grants and technical assistance from NCLR.